Information about Charity Care

In the United States, charity care is health care rendered to patients unable to pay for some, in whole, or in part.

More specifically, the term refers to a scheme used by the state of New Jersey to provide reimbursements to hospitals and other health-care institutions which provide uncompensated or undercompensated health care to patients lacking private health insurance whose income falls below a certain amount but is too high to qualify them for Medicaid and are not old enough to be eligible for Medicare (New Jersey's situation is somewhat unique among American states in that the state has no county or municipal hospitals).

The scheme provides free health care to uninsured state residents whose income is up to 200% of the federally designated poverty line, and provides discounts which gradually phase out at incomes between 200% and 300% of the poverty line; the patient's liquid assets (not including the patient's home and one automobile) must not exceed $7,500. Also, the maximum any individual qualifying for aid under the aforementioned criteria can be liable for in a single year is 30% of that patient's gross income for that year. A special fund compensates the health-care provider—which may have furnished either inpatient or outpatient services—for the applicable difference in cost.

Some private health-care providers in other states—particularly those that are operated on a nonprofit basis (often by religious entities)—also provide free and/or low-cost health care to uninsured patients, using income thresholds similar to those observed statewide in New Jersey; but state laws vary widely as to how much, if any, reimbursement (usually in the form of tax credits) the institution receives for so doing (and in only one other state besides New Jersey—Washington—does an outright mandate exist to provide charity care). Perhaps the most famous example of such an institution is the Charity Hospital of New Orleans, founded in 1732 and now run by the Medical Center of Louisiana.

Many political moderates in the United States point to the success of the New Jersey program, and recommend its adoption at the federal level as an alternative to national health-insurance proposals advocated by many liberals.
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"In God We Trust"   (since 1956)
"E Pluribus Unum"   ("From Many, One"; Latin, traditional)
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Health care, or healthcare, is the prevention, treatment, and management of illness and the preservation of mental and physical well being through the services offered by the medical, nursing, and allied health professions.
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State of New Jersey

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Nickname(s): Garden State[1]
Motto(s): Liberty and prosperity

Official language(s) English de facto

Capital Trenton

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Medicaid is the United States health program for individuals and families with low incomes and resources. It is jointly funded by the states and federal government, and is managed by the states.
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This article refers to Medicare, a United States health insurance program. For similarly named programs in other countries, see Medicare.


Medicare
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Motto
"In God We Trust"   (since 1956)
"E Pluribus Unum"   ("From Many, One"; Latin, traditional)
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The poverty threshold, or poverty line, is the minimum level of income deemed necessary to achieve an adequate standard of living. In practice, like the definition of poverty, the official or common understanding of the poverty line is significantly higher in developed
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A non-profit organization (abbreviated "NPO", also "non-profit" or "not-for-profit") is a legally constituted organization whose primary objective is to support or to actively engage in activities of public or private interest without any commercial or monetary profit purposes.
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City of New Orleans
Ville de La Nouvelle-Orléans


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moderate is an individual who holds an intermediate position between two viewpoints considered to be extreme or radical by those applying the term. The word "moderate" can also be used as an adjective describing such a position.
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Motto
"In God We Trust"   (since 1956)
"E Pluribus Unum"   ("From Many, One"; Latin, traditional)
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Universal health care is a situation in which all residents of a geographic or political region have access to most types of health care regardless of ability to pay.
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Liberal may refer to:

Politics:
  • Liberalism, a political ideology that seeks to maximize individual liberties.
  • Classical liberalism and/or social liberalism, the two major competing schools within liberalism.

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