Information about Consumer Credit Act 1974
| Acts of Parliament of predecessor states to the United Kingdom |
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Acts of English Parliament to 1601 Acts of English Parliament to 1641 Acts and Ordinances (Interregnum) to 1660 Acts of English Parliament to 1699 Acts of English Parliament to 1706 Acts of Parliament of Scotland Acts of Irish Parliament to 1700 Acts of Irish Parliament to 1800 |
| Acts of Parliament of the United Kingdom |
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1720–1739 |
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| Acts of the Scottish Parliament |
| Acts of the Northern Ireland Parliament |
| Acts of the Northern Ireland Assembly |
| Measures of the National Assembly for Wales |
| Orders in Council for Northern Ireland |
| United Kingdom Statutory Instruments |
The Consumer Credit Act 1974 is a consumer protection law in the UK. It requires certain businesses to obtain Consumer credit licences and protects individuals receiving credit up to £25,000. Appeals under the Consumer Credit Act are made to the Office of Fair Trading.
Cancellable agreements have a cooling-off period starting on the day the customer signs. This period is 14 days for goods bought from a mail-order catalogue. Otherwise, it is five days from the day the customer receives either a second copy of the agreement or a separate copy of a notice of cancellation rights.
The Act is modified by the Consumer Credit Act 2006
Consumer credit licences
Consumer credit licences are issued by the Office of Fair Trading (OFT). Examples of businesses that may be required to obtain consumer credit licences are:- Retailers who arrange credit
- finance companies
- debt collectors, debt advisors or negotiators
- credit reference agencies
- hire and leasing business
See also
Annual percentage rateExternal links
This is a list of Acts of Parliament of the English Parliament during that body's existence prior to the Act of Union of 1707. For legislation passed after that date see List of Acts of Parliament of the United Kingdom Parliament.
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This is a list of Acts of Parliament of the English Parliament during that body's existence prior to the Act of Union of 1707. For legislation passed after that date see List of Acts of Parliament of the United Kingdom Parliament.
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This is a list of Acts of Parliament of the English Parliament during that body's existence prior to the Act of Union of 1707. For legislation passed after that date see List of Acts of Parliament of the United Kingdom Parliament.
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This is a list of Acts of Parliament of the English Parliament during that body's existence prior to the Act of Union of 1707. For legislation passed after that date see List of Acts of Parliament of the United Kingdom Parliament.
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List of Acts of the Scottish Parliament to 1707 is a list of Acts of Parliament of the Parliament of Scotland. It lists the Acts of Parliament of the old Parliament of Scotland, that was merged with the old Parliament of England to form the Parliament of Great Britain, by the
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This is an incomplete list of Acts of the Parliament of Ireland for the years up to 1700.
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The numbers after the titles of the acts are the chapter numbers.
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Click here for the List of Acts of the Parliament of Ireland, 1701 to 1800.
The numbers after the titles of the acts are the chapter numbers.
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This is an incomplete list of Acts of the Parliament of Ireland for the years 1701 to 1800.
Click here for the List of Acts of the Parliament of Ireland to 1700.
The numbers after the titles of the acts are the chapter numbers.
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Click here for the List of Acts of the Parliament of Ireland to 1700.
The numbers after the titles of the acts are the chapter numbers.
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list of Acts of the Scottish Parliament. It lists Acts of the modern, devolved Scottish Parliament, established in 1999 by the Scotland Act 1998.
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1999
- Mental Health (Public Safety and Appeals) (Scotland) Act 1999 asp 1
2000
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list of Acts of the Parliament of Northern Ireland, from its first session in 1921 to suspension in 1972.
The short titles for these Acts were distinguished from those passed by the Westminster parliament by the insertion of the bracketed words "Northern Ireland" between the
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The short titles for these Acts were distinguished from those passed by the Westminster parliament by the insertion of the bracketed words "Northern Ireland" between the
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This is a list of Acts of the Northern Ireland Assembly passed by that body from its establishment in 2000 until its suspension in 2002 and from its re-establishment in 2007.
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2000
- Allowances to Members of the Assembly Act (Northern Ireland) 2000 c.
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Wales
This article is part of the series:
Politics of Wales
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This article is part of the series:
Politics of Wales
- Contemporary Welsh Law
- English Law
- Courts of England and Wales
- National Assembly for Wales
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The is a list of Orders in Council for Northern Ireland which are primary legislation for the province when it is being directly ruled from London and also for those powers not devolved to the Northern Ireland Assembly.
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A Statutory Instrument (SI) is a form of delegated or secondary legislation in Great Britain which is governed by the Statutory Instruments Act 1946.[1] Most secondary legislation in Great Britain is made in the form of a statutory instrument.
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Consumer protection is a form of government regulation which protects the interests of consumers. For example, a government may require businesses to disclose detailed information about products—particularly in areas where safety or public health is an issue, such as food.
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Motto
"Dieu et mon droit" [2] (French)
"God and my right"
Anthem
"God Save the Queen" [3]
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"Dieu et mon droit" [2] (French)
"God and my right"
Anthem
"God Save the Queen" [3]
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- Heterotroph.
Consumers refers to individuals or households that purchase and use goods and services generated within the economy. The concept of a consumer is used in different contexts, so that the usage and significance of the term may vary.
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The Office of Fair Trading or OFT is a non-ministerial government department of the United Kingdom, established by the Fair Trading Act 1973, which enforces both consumer protection and competition law, acting as the UK's economic regulator.
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Acts of Parliament of predecessor
states to the United Kingdom
Acts of English Parliament to 1601
Acts of English Parliament to 1641
Acts and Ordinances (Interregnum) to 1660
Acts of English Parliament to 1699
Acts of English Parliament to 1706
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states to the United Kingdom
Acts of English Parliament to 1601
Acts of English Parliament to 1641
Acts and Ordinances (Interregnum) to 1660
Acts of English Parliament to 1699
Acts of English Parliament to 1706
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Retailing consists of the sale of goods or merchandise, from a fixed location such as a department store or kiosk, in small or individual lots for direct consumption by the purchaser.[1] Retailing may include subordinated services, such as delivery.
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A credit union is a cooperative financial institution that is owned and controlled by its members. Credit unions differ from banks and other financial institutions in that the members who have accounts in the credit union are the owners of the credit union.
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Annual Percentage Rate (APR) is an expression of the effective interest rate that the borrower will pay on a loan, taking into account one-time fees and standardizing the way the rate is expressed.
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