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Are You Sick of the Financial Insecurity of Fluctuating Seasons and Income?

Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all levels of income earners and people of all ages.

Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By

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investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all levels of income earners and people of all ages.

I am a farmer's wife and have lived through some good and bad seasons on the farm. If farming was all about money, then we wouldn't still be here. Most of us farmers genuinely LOVE the lifestyle that farming brings.

However, being a 'city girl' and marrying a farmer, I struggle with the in

Investment or investing1 is a term with several closely-related meanings in finance and economics, related to saving or deferring consumption. An asset is usually purchased, or equivalently a deposit is made in a bank, in hopes of getting a future return or interest from it. Literally, the word means the "action of putting something in to somewhere else" (perhaps originally related to a person's garment or 'vestment').
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security and irregularity of income. These days, you'd have to be a top financial professional to get it right 100% of the time. Some years we seem to have plenty of money and other we're in debt before we even start paying for seeding expenses (and that doesn't even include the

Security is the condition of being protected against danger or loss. In the general sense, security is a concept similar to safety. The nuance between the two is an added emphasis on being protected from dangers that originate from outside. Individuals or actions that encroach upon the condition of protection are responsible for the breach of security.
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tax due!). Does this sound familiar?

Well, I've got some great news for you. I have discovered a way that provides a regular income that is not affected by the rainfall! My husband and I have been investing in

A tax (also known as a "duty") is a financial charge or other levy imposed on an individual or a legal entity by a state or a functional equivalent of a state (e.g. tribes, secessionist movements or revolutionary movements). Taxes could also be imposed by a subnational entity.
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real estate now for a couple of years and have found that even in bad times, we still have that income to fall back on. This brings real 'peace of mind.' Trust me, it's really not as hard or as expensive, as it sounds, and we as farmers have an extra huge benefit that we can take advantage of, and that is - the fluctuating seasons and income! (I bet that's a surprise!)

Firstly, real estate investing builds not only income for now (assuming you buy cash flow positive properties), but will also prepare you for a comfortable retirement. As a bonus, you also get the capital increase (real estate is said to double in value every 7-10 years approximately), as well as tax advantages. And if this isn't enough, then you can also use other people's money to acquire it and pay it off.

Sounds like a winner all around, don't you think?

Not convinced yet?

Well, how could we use our fluctuating income to our advantage? As farmers, on a good year we could put money in a '

Real estate, or immovable property, is a legal term (in some jurisdictions) that encompasses land along with anything permanently affixed to the land, such as buildings. Real estate (immovable property) is often considered synonymous with real property (also sometimes called realty), in contrast with personal property (also sometimes called chattel or personalty). However, for technical purposes, some people prefer to distinguish real estate, referring to the land and fixtures themselves, from real property, referring to ownership rights over real estate.
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mortgage offset account' or just pay extra off the

A mortgage is a method of using property as security for the payment of a debt.

The term mortgage (from Law French, lit. dead pledge) refers to the legal device used in securing the property, but it is also commonly used to refer to the debt secured by the mortgage.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals or businesses can purchase residential or commercial real estate
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loan. This would reduce your interest payments. In a bad year, you can redraw the extra equity you have in the property, or properties. This investment vehicle can be used totally to your advantage (check with your accountant or tax advisor though).

I really could go on for ages about this brilliant opportunity because I am so passionate about it and it has been our saving grace over the last couple of years as well as having comfort in knowing that we're planning for a secure financial future.

I really hope you have got some benefit out of this article, at least be inspired to check it out further. Good luck in your enterprises, whatever you do, and I hope that this year is a great one for you!

Mandy Nield is a recognised authority on the subject of investing. Whether you are a fully experienced master craftsman or a raw apprentice, you will learn exciting and achievable ways to improve your saving and invest profitably in real estate, to secure a financial future.

http://www.anyonecaninvest.com

A loan is a type of debt. All material things can be lent but this article focuses exclusively on monetary loans. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower. The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt.
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Are You Sick of the Financial Insecurity of Fluctuating Seasons and Income?

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